Utica Gas & Electric Employees Federal Credit Union encourages you to exhaust your scholarship, grant, and federal student loan options before applying for any type of private student loan.
All applications are subject to credit approval. Interest rates vary and are based upon borrower and/or co-borrower (where applicable) credit and other underwriting criteria.
NOTE: If you are unsure of the school you are attending and/or your funding needs for the upcoming academic term, select "No" for the school and first draw options.
Once your plans are finalized, simply log in to your online account and select "finalize draw information" to select your school, (from our approved list) and request the exact funding amount that you will need.