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eligibility

Please answer the following questions to determine your eligibility for a Refinance loan:

Your Information

In what state was your school located? (most recent degree obtained)
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In order to protect your data, our application form uses SSL (Secure Socket Layer) encryption when transmitting your information to our secure server.


All loans are subject to credit approval. Interest rates and repayment terms vary and are based upon borrower and/or cosigner (where applicable) credit and other underwriting criteria.

IMPORTANT NOTE:

Private education loan borrowers: This application is for a private student loan through Thinkwise Federal Credit Union. This is NOT a federal student loan application. Please exhaust all lower-cost sources of financial aid before applying for a private student loan.

You should always exhaust your federal aid options before applying for a private loan, because these loans are sometimes more difficult to obtain and can often end up being significantly more costly to you in the end. Private loans are designed to supplement federal loan programs. Private loans are also known as 'alternative loans' and the terms often vary considerably based on the lender and borrower credit histories.

Student loan refinance borrowers: This application is for a Thinkwise Federal Credit Union Refinance Loan. This is NOT a federal student loan application.

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