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eligibility

Please answer the following questions to determine your eligibility for a Refinance loan:

Your Information

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In order to protect your data, our application form uses SSL (Secure Socket Layer) encryption when transmitting your information to our secure server.


All loans are subject to credit approval. Interest rates and repayment terms vary and are based upon borrower and/or cosigner (where applicable) credit and other underwriting criteria.

IMPORTANT NOTE: This Elements Financial Federal Credit Union refinance application is intended for use by a parent or guardian who has incurred post-secondary educational loan debt on behalf of a child/student. This is NOT a federal student loan application.

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