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find your rate

Complete the form below to determine the loan rates for which you may qualify. Please see the loan guidelines for standard program requirements. Please note this is not a loan application. If you would like to complete an application after you have determined your rate options, you will be able to quickly access our application on the next page.

And don't worry - we perform a soft credit pull that will not affect your credit score. After you find your rate and select apply, we will request your full credit report as a hard credit pull, which may affect your credit.

Your Information

Birth Date
/ /
Social Security Number
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Phone Number
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$

Please note, modifying the loan amount in this form will not impact the rate that may be provided, but will result in an additional soft credit pull. If you would like to estimate your monthly payment based on the loan amount requested, please use the Refinance Calculator located on our website.

By submitting this form, you consent to allow the credit union (itself or through a third party) to perform a soft credit pull and obtain your credit report.

SECURED

Our application form uses SSL (Secure Socket Layer) encryption when transmitting your information to our secure server.


After completing this form to determine your rate options, if you wish to move forward with the process you will be able to submit a loan application.

IMPORTANT NOTE:

Private education loan borrowers: This application is for a private student loan through KEMBA Financial Credit Union. This is NOT a federal student loan application. Please exhaust all lower-cost sources of financial aid before applying for a private student loan.

You should always exhaust your federal aid options before applying for a private loan, because these loans are sometimes more difficult to obtain and can often end up being significantly more costly to you in the end. Private loans are designed to supplement federal loan programs. Private loans are also known as 'alternative loans' and the terms often vary considerably based on the lender and borrower credit histories.

Student loan refinance borrowers: This application is for a KEMBA Financial Credit Union Refinance Loan. This is NOT a federal student loan application.

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