Before you apply, review our eligibility requirements and gather the following information. If you are applying jointly with a qualified cosigner please make sure your cosigner also has the applicable information below.
- Social Security Number
- Driver's License Number
- Employment information (if applicable)
- Proof of Income information
- Contact information for one reference
In order to be conditionally approved, an applicant applying alone, must satisfy a minimum income requirement of $25,000 annually. If applying with a creditworthy cosigner, the cosigner must satisfy a minimum income requirement of $25,000 annually through the following situations:
- Employed and can demonstrate income from current employment (for example, paystub)
- Receive other income that can be demonstrated as continuous and reliable (for example, protected income such as alimony, child support, etc.)
- Self-employed and can demonstrate income from such employment (for example, a copy of the most recent year federal tax return)
- Retired and can demonstrate income