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Bank of Lake Mills encourages you to exhaust your scholarship, grant, and federal student loan options before applying for any type of private student loan. All applications are subject to credit approval. Interest rates are based upon borrower and/or cosigner (where applicable) credit. Bank of Lake Mills may sell, assign, or transfer ownership of your loan to another party after the loan funds. The borrower will receive notification if and when any such sale, assignment, or transfer occurs. Bank of Lake Mills is Member FDIC.