eligibility

Please answer the following questions to determine your eligibility for a Ardent Federal Credit Union Private Education Line of Credit:

STUDENT BORROWER INFORMATION

NOTE: If you're unsure of the school you are going to attend, select "No" to the question below.

Have you finalized your school plans? If not, just select “No” below.

Will you be enrolled at least half time?

Are you at least the age of majority for your residence?

Are you applying with a co-borrower?

Do you or a creditworthy co-borrower, if applicable, have minimum gross income of $2,667 per month and are able to provide documentation of that income for the two most recent years?

SECURED

In order to protect your data, our application form uses SSL (Secure Socket Layer) encryption when transmitting your information to our secure server.

Ardent Federal Credit Union encourages you to exhaust your scholarship, grant, and federal student loan options before applying for any type of private student loan.

All applications are subject to credit approval. Interest rates vary and are based upon borrower and/or co-borrower (where applicable) credit and other underwriting criteria.

NOTE: If you are unsure of the school you are attending and/or your funding needs for the upcoming academic term, select "No" for the school and first draw options.

Once your plans are finalized, simply log in to your online account and select "finalize draw information" to select your school, (from our approved list) and request the exact funding amount that you will need.